When you’re building a regulated institution, risk management is never an “add-on”. It quickly becomes one of the dominant threads running through strategy, operations, governance, and day-to-day decision making. You’re not just documenting risks for a regulator—you’re shaping how the organisation behaves. That emphasis becomes even more pronounced for brand new Financial Market Infrastructures (FMIs) […]
Distributed Ledger Technology (DLT) is the backbone of Decentralised Finance (DeFi), enabling secure, transparent, and efficient transactions among multiple parties who may not fully trust each other. DLT ensures that all parties in a network maintain a consistent and synchronised record of transactions. It excels at coordinating and aligning facts between various stakeholders, but, as Richard […]
There are certain types of insurance most people need to have. For example, if you own a home then homeowner’s insurance may be standard. Auto insurance covers your vehicle while life insurance protects you and your loved ones in a worst-case scenario.
As the world of decentralised finance (DeFi) continues to evolve and expand, new projects such as Central Bank Digital Currencies (CBDCs), tokenised deposits, and stablecoins are faced with a common challenge: spending their initial investment sparingly until business viability. The road to business viability is not without its hurdles and the more successful these projects […]
